Below we’ve outlined several ways you can choose to work with us:

Tier 1: Core Wealth Building

This package is best suited for younger families and working professionals which addresses your overall financial health and wealth-building goals that are designed to ensure you're on track towards a secure retirement and includes the following:

  • "Financial Snapshot" Review: Examine assets, liabilities and monthly cash flow using personal "Asset Map" and our Dynamic Financial Planning software (see link below)
  • Establish savings and investment goals as well as investment risk tolerance
  • Behavioral Financial Coaching
  • Ongoing Correspondence on wealth management topics and research
  • Discuss insurance needs and cost-savings opportunities (Life, disability, long-term care)
  • Discuss retirement planning goals and strategies
  • Minimum of two proactive meetings per year

 

Tier 2: Robust Retirement Planning

This package is focused on overall retirement security and wealth preservation. It is best suited for people 1-5 years from retirement and includes the following:

  • All of Tier 1 services
  • Robust retirement planning using our dynamic financial planning software with on-going annual reviews
  • Retirement income and asset distribution strategies
  • Reviewing and determining one's legacy and estate planning goals
  • Comprehensive insurance planning
  • Education funding planning strategies
  • Tax return review and tax-reduction strategies
  • Coordination with all applicable financial professionals for your overall financial plan

 

Tier 3: Comprehensive Wealth Management

A comprehensive financial plan with high-level service reserved for small business owners, entrepreneurs and high net-worth households. This includes:

  • All of Tier 2 services
  • In-depth tax-reduction planning strategies
  • Trust integration
  • Wealth conservation strategies
  • Charitable giving tax-optimized strategies
  • Executive compensation strategies
  • Small business retirement plan and benefit planning
  • Comprehensive estate planning strategies

 

This description of services is provided for informational purposes only. The specific services to be provided to each client are negotiated with each client and set forth in a written agreement with Osaic FA (OFA). Clients should refer to their written agreement with OFA for definitive information regarding the services they are entitled to receive . For additional information on services and fees, clients should also review OFA’s Form CRS and applicable Forms ADV Part 2A, which are available at https://osaic.com/fa.